There are many different kinds of mobile contracts. Some of them offer you more minutes, some of them have larger data plans, and some of them are entirely unique. Sim Only contracts would fall into this later category. If you are looking to get a mobile phone contract while you have a low credit rating, then Sim Only contracts are a good place to start.
Let’s first go over what a normal mobile contract looks like. Usually when you sign up for a phone contract with a mobile company, the following things are included: a handset, airtime minutes, and a data plan. Airtime minutes are the amount of phone calls and text messages you can use, while your data plan measures how much you can use the internet. Getting all three of these things in one packaged deal makes using your new mobile phone contract nice and simple. Unfortunately, it also makes it pretty expensive. Between allowing you to use their networks, and giving you an expensive piece of equipment (the handset), the mobile company is taking on a large amount of risk when they give someone a mobile contract. This is why they are now checking credit scores, to ensure that you will be able to pay your mobile bill.
For people with a low credit rating, you may want to consider getting a Sim Only contract rather than the typically contract mentioned above. With a Sim Only contract, you are only agreeing and paying for access to the mobile company’s networks – there is no handset included in the contract. Instead, you are required to provide your own mobile device. This allows for people to get a cheaper mobile contract – since you are not paying for the device – while also reducing the amount of risk taken by the mobile carrier. Since there is less risk, mobile carriers are more likely to give these deals to someone with bad credit.
So where do you get the device then? Well, you have a few options. First, you can use an old mobile device and simply activate it on your new network. If you currently have a mobile phone that you like, you can continue to use. If you don’t have a mobile phone lying around, you can purchase one from a third party. There are many sites online that sell mobile devices without contracts attached to them. However, many of these can be expensive, so we suggest looking for used or refurbished devices. With this strategy, you can get a perfectly good phone of your choice, and then activate it on your new Sim Only contract.
When you use our site to look for a bad credit mobile phone, you may be presented with several Sim Only contracts. As long as you know what they are ahead of time, you should have no problem deciding if it is a good deal for you. Sim Only deals can be a great way to save yourself money, while also improving your chances of getting approved for the contract. To get the most out of a Sim Only deal, all you need to do is put in a little time and research to find the deal, and the device, that is best for you. If you can do this, before long you’ll have a great mobile plan package put together for yourself, and you won’t have spent too much money.